August 17, 2020

Dear Sir/Madame:

As you are likely aware, on July 24, 2020, the Securities and Exchange Commission (“SEC”) filed a Complaint in the United States District Court for the Southern District of Florida (the “Court”) against Complete Business Solutions Group, Inc. d/b/a Par Funding; Full Spectrum Processing, Inc.; ABetterFinancialPlan.com LLC d/b/a A Better Financial Plan; and various other entities (collectively defined above as the “Receivership Entities”) and individuals.  The Court has entered a series of Orders in this matter, including an Order Granting the SEC’s Motion for Appointment of Receiver on July 27, 2020, and an Amended Order Appointing Receiver on August 13, 2020 (the “Amended Receivership Order”).